Frequently asked questions

Starting an application to see your options doesn’t impact your score. A lender only performs a full credit check later in the process, and only with your consent.

All of them. Good, fair, poor, no credit, bankruptcy or consumer proposal — every situation is considered. Our program is designed specifically for hard-to-approve applications.

Not always. We have low- and zero-down options depending on your situation. A down payment or trade-in can lower your monthly payment, but it isn’t always required.

The application takes about 60 seconds. Many customers hear back the same day, and you can often be driving within a day or two.

Yes. Using The Car Source is 100% free for you, with no obligation to proceed at any point.

Absolutely. We work with newcomers every day, including those with little or no Canadian credit history. You can even start without a SIN.

In most cases: you’re the age of majority in your province, have a steady source of income, and hold a valid driver’s licence. A specialist can confirm your specific situation.

Yes — free delivery is available anywhere in Canada, or you can pick your vehicle up locally if you prefer.

We operate coast to coast through the largest dealer network in Canada, so we can help drivers in provinces across the country.