Terms
By accessing this website, you agree to be bound by these Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local, provincial, state, federal, or international laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
Authorization
By submitting an application through our website, you certify that all information provided is true, accurate, and complete.
You authorize The Car Source and/or our agents and affiliates to obtain credit information and consumer reports from credit reporting agencies and other sources deemed appropriate in connection with your application.
You authorize The Car Source to communicate with you regarding your application, account status, and related services by phone, email, SMS/text message, and other electronic means, subject to your communication preferences and applicable law.
You authorize The Car Source to provide updates regarding the status of your application, including whether you pre-qualify for a loan, any lender offers available to you, whether your application is approved or denied, and whether you accept a loan from a lender.
You acknowledge and agree that The Car Source may share your Personal Information with participating lenders, dealerships, service providers, and other partners for the purpose of processing your application and assisting you in purchasing a vehicle. Any such parties are required to comply with applicable privacy laws and use your information only for authorized purposes.
You may withdraw your consent to receive marketing communications at any time as described below in the SMS & Mobile Communications section. Withdrawal of consent does not affect the lawfulness of communications sent prior to withdrawal.
Links
The Car Source has not reviewed all of the websites linked to its website and is not responsible for the contents of any linked site. The inclusion of any link does not imply endorsement by The Car Source. Use of any linked website is at the user's own risk.
Site Terms of Use Modifications
The Car Source may revise these Terms of Use at any time without notice. By using this website, you agree to be bound by the current version of these Terms and Conditions of Use.
Governing Law
Any claim relating to The Car Source website shall be governed by applicable federal, provincial, state, and local laws. Nothing in this policy limits your rights under applicable consumer protection or privacy laws, including but not limited to Canadian privacy laws, U.S. federal law, or state consumer protection laws.
How We Treat Your Personal Information
Your privacy is very important to us. This section explains how we collect, use, disclose, and safeguard your Personal Information.
When you apply for credit through our platform, you agree that the information you provide may be used to request consumer credit reports and to evaluate and administer your application.
We work with lenders, dealerships, and service providers to process your application. We do not directly extend credit. We may disclose some or all of your Personal Information to these entities strictly for the purpose of evaluating your financing request or assisting with your vehicle purchase.
All companies involved in this process are required to comply with applicable federal, provincial, and state privacy laws.
Collection and Use of Personal Information
We collect Personal Information by lawful and fair means and, where required by law, with your knowledge and consent.
Personal Information collected may include:
- Name
- Address
- Phone number
- Email address
- Date of birth
- Employment and income information
- Credit and financial information
- Device and usage data
We use Personal Information to:
- Process and evaluate financing applications
- Communicate with you regarding your application
- Provide customer support
- Improve our services
- Prevent fraud and enhance security
- Provide marketing communications where you have provided consent
Personal Information must be relevant to the purposes for which it is used and, where necessary, accurate and up to date.
Marketing Communications
You may receive marketing communications from The Car Source or its participating dealership partners only where permitted by law and based on your consent.
Consent to receive marketing communications is not a condition of obtaining credit, purchasing a vehicle, or receiving any services.
You may opt out of marketing emails at any time by using the unsubscribe link included in the message. Opting out of marketing emails does not affect transactional or service-related communications.
Protection of Personal Information
We protect Personal Information using reasonable administrative, technical, and physical safeguards designed to prevent loss, theft, unauthorized access, disclosure, copying, use, or modification.
While we take reasonable security measures, no system can guarantee absolute security. We cannot guarantee that your Personal Information will never be accessed or disclosed in ways not otherwise described in this Privacy Policy.
Disclosure and Sale of Information
The Car Source may share your Personal Information with:
- Participating lenders
- Dealership partners
- Service providers
We do not sell, rent, or transfer your mobile phone number or SMS consent to third parties for their own independent marketing purposes.
Participating dealerships or lenders that contact you will do so based on your inquiry and applicable consent. They are required to comply with applicable telemarketing and privacy laws.
Cookies and Online Tracking
The Car Source may collect information regarding your use of our website, including:
- Dates and times of access
- Browser type and operating system
- Device type
- Pages viewed and actions taken
We use cookies, web beacons, pixels, and similar technologies to improve user experience, enhance security, prevent fraud, measure advertising effectiveness, and provide relevant offers.
You may disable cookies through your browser settings; however, doing so may limit certain features of our website.
We may use interest-based advertising services provided by third-party vendors such as Google and Facebook. These vendors may use cookies or similar technologies to display ads based on prior visits to our website.
You may opt out of certain advertising cookies through Google Ads Settings or the Network Advertising Initiative opt-out page.
SMS & Mobile Communications Consent
If you provide your mobile phone number and expressly opt in to receive text messages, you agree to receive SMS communications from The Car Source and, where applicable, participating dealership partners regarding your application, account updates, service notifications, and promotional offers.
By providing your phone number and checking the applicable consent box, you expressly agree to receive recurring marketing and informational text messages that may be sent using an automatic telephone dialing system (ATDS), automated technology, or artificial or prerecorded voice.
Consent is not a condition of purchase, credit approval, or receiving services.
Message frequency may vary. Message and data rates may apply.
You may opt out at any time by replying STOP to any message. After you send STOP, you will receive a one-time confirmation message confirming that you have been unsubscribed. No further marketing messages will be sent unless you re-enroll.
For assistance, reply HELP or contact us at info@thecarsource.ca.
You may also revoke consent by contacting us directly. We will honor revocation requests in accordance with applicable law.
Carriers are not liable for delayed or undelivered messages.
We do not share, sell, rent, or transfer SMS opt-in consent or mobile numbers to third parties for their own marketing purposes. Any third-party service providers that send messages on our behalf are contractually required to protect your information and may use it only to provide messaging services to us.